The purpose of this Article is to take a hard look at the possible objectives of a disclosure statute such as Truth In Lending, and ask the basic question whether these objectives are attainable, and if so, what type of a statute can best effectuate the legislative policies. Given the lawmakers' fascination with disclosure-type legislation in the scheme for protecting consumers, and the myths that accompany such legislation, this undertaking should prove useful.
Ralph J. Rohner & Jonathan M. Landers, A Functional Analysis of Truth in Lending, 26 U.C.L.A. L. REV. 711 (1979).